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Support for Financial Education

Mizuho has drawn on its wide range of practical knowledge and know–how about finance nurturing through the provision of comprehensive financial services to move ahead with the provision of support for financial education at two levels—the elementary and secondary level and the higher education level.

In the area of elementary and secondary education, based on the results of a joint research project on financial education with Tokyo Gakugei University, Mizuho employees visit schools and teach finance–related classes. Mizuho also cooperates with a "workplace experience" program by providing opportunities at its branches nationwide for elementary and middle school students to experience actual work and thereby directly learn about the significance of work. In fiscal 2013, Mizuho employees taught classes as guest lecturers on 23 occasions, and students were invited to experience work environments at branches 112 times. Since 2006, the accumulated number of students who had participated in Mizuho guest lectures and had work experiences surpassed 25,000.

In the field of higher education, Mizuho has donated lectures and courses in six departments of five universities. Attention in these courses is focused on practical themes related to recent financial conditions and financial industry issues.

In addition, along with these activities in Japan, Mizuho is implementing a wide range of initiatives overseas based on the needs it has identified in individual countries.

Publication of Educational Materials Based on Mizuho–donated Courses at the University of Tokyo Faculty of Law

Mizuho's activities in the higher education fields have included the establishment of a donated course at the University of Tokyo faculty of law entitled "Financial Law" in 2007. Mizuho employees with practical experience and knowledge act as lecturers in these meetings, and are continuing to provide support for legal education as it relates to finance. In December 2013, "Lectures on Financial Law" was recreated in published form, as the joint effort of the University of Tokyo professors Hideki Kanda and Hiroyuki Kansaku, who are leading persons in this field, and Mizuho.

These published lectures provide easy–to–understand explanations of financial legal topics, including not only traditional banking business but also advanced financial products. Moreover, the lectures take up the legal framework and issues surrounding finance, recent examples of court cases, and trends in practical applications.

Mizuho will continue to work to advance education and research related to finance and its financial education activities that will contribute to the development of personnel who will work in financial institutions in the years to come.


Activities in Myanmar

In view of the economic growth potential of Myanmar in the years ahead, MHBK established a representative office in Yangon in April 2012 and has subsequently worked to strengthen its operations in the local market, including expanding the range of business activities handled by upgrading its Yangon representative office in January 2013, with the goal of strengthening its capabilities for supporting its customers in Myanmar. At the same time, as the expectations of the roles that finance can play have risen in Myanmar, Mizuho, as an financial institution providing a diversity of financial services in the world, is giving consideration to how it can best contribute to Myanmar society, in view of the shortage of personnel with specialist skills and knowledge in finance, and expand the scope of human resource education and training.

Based on this viewpoint, after entering the Myanmar market, Mizuho held various seminars, including a finance seminar jointly with the central bank with guests invited from the central bank, state banks, and private–sector banks. In 2014, Mizuho began to hold "Mizuho Donated Lectures" at Yangon Institute of Economics and the Myanmar Banks Association, to broaden the range of human resources familiar with financial matters.

Among these lectures, talks have been held on four occasions since January 2014 at Yangon Institute of Economics where MHBK personnel with extensive experience in practical operations spoke on a range of subjects, including the macro economy, international financial markets, financial analysis, and foreign trade settlements. The lectures were attended not only by university students but also by persons interested in working in the finance industry and persons working in the industry currently. A total of 340 persons attended the lectures, and there was clearly strong interest in obtaining knowledge of finance.

Moreover, beginning in fiscal 2014, the Charitable Trust Mizuho Asian Fund, began to provide scholarships to students who are well–qualified intellectually but are having difficulty continuing their education for economic reasons. The year 2014 marked the 60th anniversary of the establishment of diplomatic relations between Japan and Myanmar, and these lectures and scholarships were recognized as "60th Anniversary Memorial Projects" by the Embassy of Japan in Myanmar. This designation helped to strengthen bilateral public and private sector exchanges between the two countries.

MHBK will continue to take active initiatives to train and broaden the base of financial professionals in Myanmar.


Financial education lectures at Yangon Institute of Economics


Signing of a memorandum of understanding for providing scholarship funds

Voices of Employees

The people of Myanmar are very conscientious and enthusiastic about education. Even in the countryside, the number of schools is amazing. However, the history of even the oldest private–sector banks only goes back about 20 years, and the country has only about two years of experience in foreign exchange operations. Also, because banks here were cut off from financial transactions with banks in industrialized countries, they had no opportunities for learning about advanced financial matters, and training of financial personnel and expanding the number of people with knowledge in this area is an urgent requirement for stable economic growth. When we watch how seriously participants in the courses donated by Mizuho take notes and eagerly ask questions, we have a sense that this country has future potential. If Mizuho's activities can be of assistance in any way to the development of Myanmar economy, nothing could make people working here any happier.


Tetsuro Nonaka
General Manager,
Yangon Representative office, Mizuho Bank